First off, if you are reading this blog, I assume you know what a liability umbrella is. For those who do not, let me give you a brief description. A personal liability umbrella is an extra layer of protection that goes over your existing home and auto policies. It adds more liability on top of the liability you have on your underlying policies. If you have $100,000 for bodily injury on your auto policy and you max that out in an accident, what happens then? Judges and Juries can garnish your wages or raid your bank account for the money. There is no better way to protect yourself and transfer the risk from yourself to an insurance company than with a personal liability umbrella. For literally $20 per month, in most cases, you can get an extra $1,000,000 of liability protection. That’s a small price to pay for peace of mind if you ask me. Call 480-981-6338 for a quote on your personal liability umbrella. If you have teenage drivers, you really need to have that extra protection. If you have assets you want to protect, you really need to have that protection. You can visit us online at www.insuranceproaz.com and do a live chat if you prefer.