During these tough economic times, saving money on things we can control is a must. Every penny counts! Sometimes though, during tough times like we are currently facing it is almost instinctual to put our “heads in the sand” and not want to deal with anything that pertains to money. One such thing is insurance. However, more now than ever it is important to make sure that you are not paying more than you need to for insurance. How much of a difference would it make to save $10, $20, $50, $100 dollars a month or more on your insurance? I’m not talking about saving by cutting back on coverage or going to some unknown lower credit rated company. I’m talking about saving the smart way, using an independent broker such as Insurance Professionals of Arizona. Unlike a captive insurance company such as State Farm, Allstate, Farmers or American Family, an independent broker like IPA can shop the market for you and “partner” you with the company that is looking for a client like you. Not all insurance carriers are looking for the same clients. Some carriers give discounts to a certain “type” of person and not to another. This means shopping around to find that company that is going to give you the best discounts is imperative. Consult with an independent agent today and see how much you might save.