Recreational Vehicle Insurance For Arizona Thrill Seekers
Our brokers and staff ride motocycles, drive boats, ATVs, RVs, and enjoy the great Arizona outdoors, just like you. It’s so important that you consider getting the best coverage for your family and the toys that bring the family so much enjoyment.
We offer two different ways to insure your special toys; either through your automobile and homeowners insurance package or with one of our carriers that specializes only in coverage for recreational vehicles. Most often we find that we can get better coverage and pricing when we use our specialty carriers. For example, watercraft insurance has pollution coverage for fuel spills, coverage for injured water-skiers, and on-water towing coverage that homeowners insurance won’t provide.
Insurance Professionals of Arizona provides the following types of insurance protection for your toys:
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Hear What Other Recreation Vehicle Owners Say
You answered the phone and you answered with a warm greeting I did not half to speak to a recording that said I will be getting back with you
– MR C
Kent did a great job, one of the most knowledgeable insurance people I’ve ever met.
– Chase N
Since we were new AZ residents it was important that we had an insurance company that was very responsive. They provided quick responses both online and over the phone.
– Michael A
Frequently Asked Questions
Accidents are just as possible out in nature, on the lake, in the desert, or in the forest, as they are in the city in your car. You need to have coverage against physical damage to your recreational vehicle, as well as liability to protect you from financial loss in the case of an unforeseen accident.
Off-road insurance can cover ATVs, camping trailers, golf cards, minibikes, dune buggies, snowmobiles and trail bikes. Depending on the kind of policy you get, your insurance can cover liability, which is bodily injury to someone else or property damage you cause while driving your recreational vehicle. Policies can also cover damage to your own property in accident or your own bodily injury. They can also cover vandalism, fire, theft, or other losses that might occur when the vehicle is in storage.
Boat Insurance insures your boat against common losses like sinking, storms, capsizing, fire, theft and collision. Policies generally cover the boat hull, motor, and equipment. The boat usually need to be added separately.
Boat liability insurance covers you financially is your boat causes injury to others or damage to other boats, docks, or structures. This damage is covered when the injury results from direct contact with your boat, or when a loss is created by operation of your boat, like a large wake.