When people decide to buy a new car, they typically spend a lot of time choosing the right one for them. They think about their needs:
As they evaluate these and many other questions, they research, study, evaluate, compare, and shop, so that they can find the perfect car for them and their family.
Typically though not much thought or research is put into the insurance protecting them and their car. Obviously because we are in the insurance business this is important to us, but we also believe that it should be important to you too.
In fact, choosing your auto insurance broker can be one of most important aspects of owning a car.
As important as the policy protecting you and your investment is, having the right broker is what makes the biggest difference in making sure you have the right coverage at an affordable price.
You want to know that your auto insurance broker is in your corner and will work to protect you and your family in the very best way possible. I like thinking of it like having a personal body guard in a way—keeping you safe from financial setbacks and threats.
For example, recently one of my clients received a notice out of the blue that her auto insurance carrier was no longer offering insurance in Arizona. Because she has a relationship with me as her broker and not the insurance company, she simply called me up and told me about the letter.
In the meantime, I had already received notice from the insurance company about the change in their coverage and had already prepared other options for her and her family. She didn’t have to do anything. As her broker, I did all the legwork comparing different quotes from other carriers and provided them for her to compare.
I offered my advice on each company’s reliability and customer service and claims record, and she made a decision.
Within a day, a new policy had been issued with no stress or work on her part.
This particular client also had an auto policy in another state for her son who is away at college. A few weeks after we moved her policy, her son got a letter that his new policy had been cancelled, again completely out-of-the-blue.
Once again, she simply called me and asked me to resolve the situation.
I went to work with the insurance company and had to speak to several underwriters before I could figure out the error that had been made. I worked out the mistake with the carrier and had the policy reinstated that day.
Again, my client didn’t have to do anything. She didn’t have to spend hours on the phone and work her way up the chain of underwriting command. She didn’t have to arrange for documentation or clarification or do anything to get the policy reissued. I handled all of it.
This is the great thing about choosing the right insurance broker. They know their business. They know your family and your needs. They are your advocate with the insurance company and they clean up all the snags and problems to make sure you are protected without any headaches or hassle.
This is why I think it is so important to choose the right auto insurance broker. It will save you time, aggravation, and money. It will keep you protected, covered, and free of stress.
In this article we will give you tips on choosing the right auto insurance broker, what to look for and what to avoid, and the characteristics that separate a good broker from a bad one, so that you can make the right decision for you.
WHAT DO YOU NEED TO KNOW TO
FIND THE RIGHT AUTO INSURANCE BROKER?
WHEN SHOULD I CHANGE MY AUTO INSURANCE BROKER?
So far, we have talked about things to look for in an auto insurance broker.
But what are the signs that your current broker is not providing the kind of help and service you should expect? Here are some good indications that it is time to get a new auto insurance broker:
WHO IS THE RIGHT AUTO INSURANCE BROKER FOR ME?
I may be biased, but I believe that you can find the right auto insurance broker at Insurance Professionals of Arizona. Our agency is made up of experienced, independent brokers that are experts in the auto insurance industry and truly care about their protecting their customers from financial risk.
At Insurance Professionals of Arizona, we have relationships with dozens of the best insurance companies which allows us to offer all the best options to our customers.
The needs and interests of our customers always come first and our primary concern is meeting your auto insurance needs, and not the needs of carriers.
We know that we have done our job if you never have to think about your auto insurance.
From getting a quote to selecting a policy to renew or changing policies to filing a claim, you shouldn’t have to worry or stress about any part of the process.
We are here to make your auto insurance easy, affordable, and effective at protecting you. That’s our job. And I think we do it better than anybody else in the business.
The best part of choosing the right auto insurance broker is that it makes all the other decisions and choices about your auto insurance easy. Choosing an IPA broker is the way to do just that.
The client that I talked about at the beginning of this article is just one of many, many clients that we help every day. We make getting and keeping the right auto insurance policy just as easy for each one of them.
Our goal is always to keep you, your family, and your cars protected without keeping you busy or bothered at any step in the process.
Contact us today and we can show you the difference the right auto insurance broker can make for you. Finding the right broker is easy; just call Insurance Professionals of Arizona. After that, everything else will take care of itself.
Now It’s Your Turn
I hope Understanding How to Choose the Right Auto Insurance Broker.
And now I’d like to turn it over to you:
Did you learn something new from this
Or maybe you have a question.
Either way, leave a comment below right now.