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What is Homeowners Insurance?
Save Money on Arizona Homeowners Insurance for your House, Townhome, Condo, and Apartment…
As Dorothy so aptly said, “There’s no place like home.” Your home is a place of refuge, comfort, and safety, and for most people, it is also their most valuable asset. It is the place where you share memories, build relationships, and create a life with your family. Safeguarding your home with the right insurance policy can give you peace of mind and protect you from risk.
A homeowners insurance policy protects you from financial losses due to fire, vandalism, burglary, storms, accidents, floods, and other incidents. Whether you live in a house, apartment, or condominium, a proper homeowners insurance policy will provide the funds you need whenever there is property damage or loss, allowing you to repair, restore, or replace your home and belongings.
By acquiring a comprehensive homeowners policy, regardless of accidents, crime, Murphy’s Law or Mother Nature, your home will be fully protected and you will be shielded from financial loss and setbacks.
A standard homeowners insurance policy will protect you in important ways.
Dwelling coverage:
This part of your homeowners policy will provide coverage for the home’s structure and the property that it is built on. It also includes additional structures like a garage or storage shed.
Personal property coverage
Your policy will also provide coverage for any personal property or household items that are stored and kept in your home. These include furniture, electronics, appliances, clothing, household goods, decorations and furnishings.
Policies will have different limits on coverage amounts and additional riders may be required for expensive items like instruments, camera equipment, jewelry, etc.
Liability coverage
This part of your policy protects you if you are responsible for someone else’s injury or property damage. This coverage extends to you as the homeowner as well as all the members of your household and pets.
Liability coverage covers the medical expenses of others, property damage, and accidents that are caused through negligence that result in bodily harm or property damage. This includes things like dog bites, or broken windows, or injuries that someone suffers while on your property.
Standard liability limits are usually fairly low, and additional protection may be useful for many homeowners.
Medical payments coverage
If someone is injured while on your property or because of the actions or negligence of someone in your household, including the family pet, this part of the policy will pay their medical bills. It does not cover you as the homeowner or any member of your household.
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“ Helped over 1000+ customers with 5.0 star ratings on google reviews stats Insurance professionals of Arizona credibility “
Why Choose Us?
Your home, family, and assets are important to you. Choose an insurance agency that cares about protecting them as much as you do.
Cost-Effective
We have access to dozens of carriers to get you the right policy at the best price
Locally Owned
We live and work where you do and understand the market options available
100+ Combined experience
Our brokers have the expertise to know exactly what coverage you need
Independent
We are not captive to any product or policy
Compassionate
It is important to us that our clients are happy, and protected
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What Our Clients Have to Say…
Jen with IPA has been very helpful
Jen with IPA has been very helpful in working with me to select the best coverage at the best rate for our 3 cars. She is friendly, professional, and most of all response to my calls/e-mails in a timely manner.
Kim Iverson was fabulous to work
Kim Iverson was fabulous to work with in finding the best rate for my car insurance. She continued to follow up with me, answering questions to ensure my needs were being met. I’ve recommended her to my friends.
Chris was more than helpful!!
Chris was more than helpful!! Not only did he find me a lower rate per month, but I now have a $0 deductible for glass coverage and also a better insurance company with Progressive! I couldn’t be more thrilled to find someone local from my hometown and he was able to help me save! Thank you again much appreciated! So glad I found him from Mesa Roots FB page!!
She listens to what your desires are
Kim is a great agent. She listens to what your desires are and then finds the best match for you. Year after year she is able to find me the rates for all my coverage needs! I would highly recommend Kim for your insurance needs.
I met Kim years ago at a conference
I met Kim years ago at a conference and we have stayed in touch. I had some clients moving to her area so referred her over and my clients are THRILLED. They loved the experience with her, her professionalism, her ability to work with them long distance and her patience while they went in/out of contract on a couple places.
He obtained what he exactly want
We came to IPA with a request for quotes on auto, golf cart, and home insurance. Our contact was Chris Thomas and we were more than happy with his response, all in a very timely and professional manner. He obtained exactly what we needed and got coverages bound in less than 48 hours from our initial phone call.
Customer Service is Alive and Well at IPA!
Customer Service is Alive and Well at IPA!! This morning I had a question about my business insurance policy renewal and reached out to Kirsten Walters at Insurance Professionals of Arizona. No matter how busy she might be, Kirsten always focuses 100% on your issue, taking as much time as necessary to fully address the matter.
Honestly, I had been having issues
Honestly, I had been having issues with my previous insurance company and the UPS guy that visits my work regularly told me about this place. I called, spoke to CHRIS THOMAS and he was the best person to speak to! He was very easy to talk to and made everything simple and fast. Getting a quote and signing up was super easy and smooth! Thank you Chris!
They treat me like family
They treat me like family and are always available. Even though I live in Texas, they’ve found me the best rates every year for home and auto. I’ve been so satisfied that I referred my own kids and mother to them. I look forward to working with Porter and Dixie for years to come.
5.0 star ratings