IPA 2021 Recognition & Awards
By striving to deliver the best insurance solutions to our clients, we have been recognized by several national and local groups.
Best Health Insurance in Arizona
Access the healthcare services you need while financially protecting yourself and your family.
Like any other kind of insurance, you don’t need health insurance until you need it. When that day comes, you will be
very glad you have the right coverage to provide for the healthcare needs of yourself or your family and the financial
protection to cover major or catastrophic health challenges. We can compare the policies and benefits of many health
insurance companies to help you find the right coverage at a price that fits your budget. Take a moment to complete
the health insurance quote request form and let us offer you a free, no-obligation quote.
Here at Insurance Professionals of Arizona, we proudly offer health insurance from Blue Cross
Blue Shield of Arizona, Cigna, Humana, United Healthcare, and many others.
Frequently Asked Questions
A pre-existing condition is any health problem that has been diagnosed before your healthcare insurance coverage begins. Under current federal law, health insurance carriers can no longer refuse to cover you or charge you more on your premium if you have a “pre-existing condition.” No insurance company is allowed to deny coverage, increase your premiums, or limit your benefits for a pre-existing health diagnosis.
We always hope our clients never have to actually use their health insurance. We would love this outcome for every one of our customers! However, even the healthiest people, face the possibility of sudden illness or disease. Your health insurance is never a waste of money—even if you never use it—because it is designed to protect you financially from the possibility of unforeseen and completely unpredictable health challenges.
As independent insurance brokers we are in the unique position of being able to shop many companies and the unbiasedly compare the amount of coverage you can get for the size of the premium you are willing to pay. Insurance carriers are competing for your business and we can give our clients the most competitive offers without being loyal to one particular company. As independent insurance agents, our customers best interest is always the priority.
The restrictions in healthcare facilities, doctors, or benefits are wholly dependent on the policy that you choose. While some health insurance policies are able to offer lower premiums in exchange for restrictions in where you receive care, this does not have to be the case. We can design and select a policy that is right for you situation. If you want to be able to see a particular doctor or be able to get healthcare at any facility, we can find a policy that will fit your needs.
Yes, you can get dental insurance without an accompanying health insurance policy. We are happy to provide you with comparison quotes for a dental insurance policy.