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    “IPA is very helpful, got us a
    competitive quote that couldn’t be
    beat. We transferred over 32 of our
    companies vehicles to IPA and it
    has been great!!!”

    -Shaela Winsor

    Recognition & Awards

    By striving to deliver the best insurance solutions to our clients, we have been recognized by several national and local groups.

    Best of 2021 Tribune
    Expertise Best car insurance
    Three Best Rated
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    Commercial Insurance Arizona

    Commercial Insurance in Arizona

    Any business, big or small, that employs other people or has interaction with customers and clients, needs to have commercial insurance. It will

    • reduce your financial risk
    • limit your liability
    • support your employees
    • and protect your customers.

    Insurance Professionals of Arizona can provide you with competitive insurance rates for all your business and commercial insurance needs. We partner with the highest-rated insurance carriers in the market to find the best policy for your specific needs.

    Make sure you always have the right coverage to protect your business and your livelihood.

    Online Business Quotes

    Click on the button below to get a free comparison quote and a review of your commercial insurance coverage.

    When the time comes, having the right commercial insurance coverage can
    make all the difference in the world for you and your business.

    Frequently Asked Questions

    Every business, depending on the nature of the business, its size, its customer reach, the number of employees it has, as well as other factors, will have different liability needs. Simply, the more risk that you take on, the more coverage you will need.

    Talk to a licensed insurance agent to correctly assess your company’s liability needs. Then continue to adjust your liability as your business changes and grows so you always have adequate coverage.

    General commercial liability insurance provides coverage to any business for bodily injury, personal injury and property damage that might be caused by the company’s operations or products, as well as any injuries that might occur on the commercial property. A general liability claim is only triggered by either property damage (PD) or bodily injury (BI).

    If someone gets hurt or their property is damaged while at your place of business or because of one of your products, these claims would be covered by your general liability policy.

    On the other hand, if damage occurs as a result of the way you did your job or neglected to do your job, this is not covered by general liability but by a professional liability policy instead. Professional liability coverage protects against any damage in performing your professional services or doing your trade.

    For the last five years or so, cyber liability one of the top commercial insurance concerns. This type of insurance is covers both liability and property losses that can occur if a company has an online presence or collects personal and financial data for its customers.

    Any business that uses, collects, stores, or maintains any customer personal information, such as phone numbers, physical or email addresses, date of birth, social security numbers, or bank or credit card information is responsible for the security of that data.

    Cyber policies protect companies from illegal data breaches and the costs associated with these breaches, including customer notification costs, credit monitoring, defense costs, industry or government fines and penalties, losses following any identity theft.

    This kind of protection is necessary because we work in a world in which data is the new currency, and as a business owner you are responsible to keep that data safe. That means that you need to be protected from electronic loss and theft, just as you are for physical property.

    IPA is an independent insurance agency, which means that instead of only offering the insurance products and policies of one insurance company, we have access to more than 40 different, top-rated insurance carriers and their policies.

    This means that we can shop policies for our clients to get them the best option for their individual circumstances. Not only can we customize policies to meet your needs, our loyalty is always to our customers (not to insurance carriers) to find the best price in the market for their commercial insurance needs.

    Insurance coverage from IPA Is Provided By These Trusted Insurance Companies.

    Hear What Our Clients Say!