Did you know that auto theft is a huge problem here in Arizona?  According to the National Insurance Crime Bureau, the Phoenix Metro area ranks 8th out of the top 10 highest theft rate areas.  Further, Arizona as a whole ranks fourth out of the top 10 for highest theft rate states.

The FBI estimated that auto theft cost in 2007 was an astonishing 7.4 billion dollars.  All of us pay for this kind of cost in our auto insurance rates.

So what can you do to help protect your own vehicle?  First, do the simple things like never leaving your car unlocked or leaving the keys in the car.  Second, if you go out at night, be sure to park in areas that are well lit.  Third, theft devices like the Club are affordable and help deter thieves who will look for easier targets.  Lastly, you might consider a passive or active disabling device.  These devices will not only protect your car but most insurance companies give nice discounts for them.

Remember, 7.4 billion dollars in theft is a lot of money and insurance carriers turn around and charge that in premiums to all of us who own cars.  If we all do our part to protect our cars from auto theft, then maybe, even if just a little bit, we might do our part to keep insurance rates as low as possible.

For more information on auto theft and to see which cars have the highest chance of being stolen, visit the Insurance Information Institutes website http://www.iii.org/media/hottopics/insurance/test4/.

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